TERMS, DISCLAIMERS AND CONDITIONS REGARDING PROGRAMS, SEMINARS AND PRODUCTS
The following are the terms and conditions relating to your participation in and/or attendance at Kingdom Builders Academy (“KBA”) and/or Tamara Lowe’s live events, coaching and consulting, and live seminars (hereafter referred to in the singular tense as “Seminar”), as well as virtual seminars, online seminars, tele-seminars, webinars, telephone/ online/ virtual training, and telephone/online/ virtual consulting and coaching programs, (hereafter referred to in the singular tense as “Program”), written, digital, electronic and recorded products (“Products”) which are produced by Kingdom Builders Academy, LLC (“Promoter”). These terms and conditions are relevant to all Kingdom Builders Academy, LLC events, Seminars, Programs and Products.  By registering for and/or participating in any of the Promoter’s Program, purchasing or utilizing any of the Promoter’s Products, or registering for and/or attending or participating in any of the Seminar at any of our locations (“Venue”), you (the “Attendee”) indicate your acceptance of, agreement with, and obligation to these Terms and Conditions. If you have objections to the following Terms and Conditions, you should not register for, purchase, utilize or participate in the Program or Products or register for or attend the Seminar.

Attendee Conduct
Promoter requires all Attendees to be courteous to our staff, hosts, speakers, and other attendees and their guests or families throughout the Seminar/Program, even between scheduled events and during breaks. At the sole discretion of the Promoter’s staff, representative(s) or agents(s), the Promoter reserves the right to ask Attendee and/or their guests to leave the meeting room and Venue immediately, and/or cease their participation in the Seminar/ Program, should they be deemed discourteous, uncooperative, unprofessional, a potential threat to the safety of others, intoxicated or in possession of alcohol or any illegal substance. In such case, the Attendee’s tuition/fees for the Seminar, Program and/or Products will not be reimbursed under any circumstances and they will not receive any future Products, services or correspondence from Promoter. Attendee will also not receive any of our advertised bonuses or qualify for our satisfaction guarantees or any other written or implied guarantee.
Liability Waiver
Attendee is legally responsible for their safety and behavior and agrees to, and is held legally liable to, the following statements:
I, the willing Attendee of the Seminar and/or participant in the Program and/or Products hereby accept all risk to my health and of my injury or death that may result from participating in the Seminar/ Program/ Products and I hereby release Promoter, Tamara Lowe, and their officers, employees, interns, contractors, sponsors and representatives from any and all liability to me, my personal representatives, estate, heirs, next of kin, and assigns for any and all claims and causes of action for loss of or damage to my property and for any and all illness or injury to my person, including my death, that may result from or occur during my participation at the Seminar/ Program/ Products, whether caused by negligence of the Promoter, its governing board, officers, employees, or representatives, or otherwise.  I further agree to indemnify and hold harmless the Promoter, Tamara Lowe, and any third- party company from liability for the injury or death of any person(s) and damage to property that may result from my negligent or intentional act or omission while attending and participating in the Seminar/ Program/
Products. Under no circumstances will Promoter, Tamara Lowe, or their assigns be held liability for my injury or death or any loss or damage of my personal belongings resulting from my participation in the Seminar/Program/ Products. Should I require emergency medical treatment as a result of accident or illness arising during my attendance and participation in the Seminar/ Program/ Products, I consent to such treatment. I acknowledge and I agree to be financially responsible for any medical or legal bills that may be incurred as a result of emergency medical treatment. I will notify Promoter verbally and in writing if I am at any time injured prior to, during, or after the Seminar/ Program in my travels or attendance, or if I have medical conditions about which emergency medical personnel should be informed; however, I understand that Promoter is not legally obligated to act on that information in any way or to providing any medical service whatsoever to me. I agree that if I have any medical or psychological conditions that may hamper me from fully and healthfully participating in the Seminar/ Program/ Products that I will notify the Promoter and that the Promoter retains the right to ask that I not participate in portions of or the entirety of the Seminar/ Program/ Products.

Liability Disclaimer: No Professional Advice
The information contained in or made available by the Promoter, Tamara

Lowe, or any third-party through the Seminar/ Program/ Products or their

websites or services cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, mental, financial, medical, psychological, or legal fields. Promoter does not offer any professional personal, medical, financial or legal advice and none of the information contained in the Seminar should be confused as such advice.

The Promoter collaborates with the International School of Ministry and they often are involved as speakers at the Promoter Events.  Neither Promoter, Tamara Lowe nor their assigns, sponsors, speakers, partners, contractors or any of their affiliates will be liable for any direct, indirect, consequential, special, exemplary or other damages to the Attendee or the Attendee’s business, including economic loss, that may result from participation in the Seminar/ Program/ Products or from the use of, or the inability to use, the materials, information, or strategies communicated through the Seminar or any products or services provided pursuant to the Seminar/ Program/ Products, even if advised of the possibility of such damages. Under no circumstances, including but not limited to negligence, will Promoter or Tamara Lowe be liable for any special or consequential damages that result from Attendee’s participation in the Seminar/ Program/Products. You, the Attendee, alone are responsible and accountable for your
decisions, actions and results, and by your participation in our Seminar/Program/Products, you acknowledge such and agree not to attempt to hold us, the Promoter or Tamara Lowe, liable for any decisions, actions or results that you make or experience personally or professionally, physically or financially, in business or in life, due to your participation in the Seminar/Program/ Products at any time, under any circumstance. Confidentiality and Non-Compete.

We respect your confidential and proprietary information, ideas, plans, copyrights, patents, trademarks, trade secrets and intellectual property rights (collectively, “Intellectual Property”) and must insist that you respect the same rights of fellow Seminar/ Program participants, Tamara Lowe and the Promoter. By your participation, you agree not to infringe on the Intellectual Property rights of any Seminar/ Program participant, Tamara Lowe, or the Promoter. Therefore you hereby understand and agree that the Intellectual Property as well as the tools, techniques, processes, formulas, strategies, concepts, materials, content, design, and information (hereafter referred to as “Intellectual Property and Confidential Information”) presented in the Seminar/ Program/ Products are confidential, copyrighted, and/or proprietary to the Promoter and/or Tamara Lowe and that any Intellectual Property and Confidential Information shared by Seminar/ Program/ Products participants or any representative of the Promoter is confidential and proprietary, and belongs solely and exclusively to the participant who discloses it or to the Promoter.  Therefore you, the Attendee, hereby agree not to record, duplicate, distribute, teach or train the Seminar/ Program/ Products Intellectual Property and Confidential Information in any manner whatsoever without the express written permission of the Promoter and/or Tamara Lowe. You agree to treat all Intellectual Property and Confidential Information as valuable, special and unique assets of the Promoter and/or Tamara Lowe and will protect the Intellectual Property and Confidential Information and treat it as strictly confidential. You agree that you will not directly or indirectly engage in any competitive business with the Promoter and/or Tamara Lowe in the geographic territory of North America, South America, Europe, Asia,
or South Africa. Directly or indirectly engaging in any competitive business includes, but is not limited to engaging in business as an owner, partner, agent, or employee; having a direct or indirect interest in any such business; or soliciting any customer of Promoter for the benefit of the Attendee or a third party engaged in such business. Attendee further agrees that this non- compete provision will not adversely affect Attendee’s livelihood.

Additionally, any unauthorized use or distribution of the Seminar/ Program/
Products Intellectual Property and Confidential Information by you or your representatives is prohibited and Promoter will pursue legal action and full damages if these terms are violated in order to protect its rights. You hereby understand and agree that violation of this paragraph will be a material violation of the Terms and Conditions of this Agreement and will justify legal and/or equitable relief. You hereby agree that if you violate, or display any likelihood of violating, any of your agreements contained in this
paragraph the Promoter will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations.  While you are free to discuss your personal results from the Promoter’s Seminars, Programs, Products and training, you must keep the experiences and statements, oral or written, of Tamara Lowe and all participants in the strictest of confidence.

Adult Content
We discourage the use of adult or profane language from the platform, however we are not responsible for the communication of participants, Venue staff, attendees, and guests. Attendees and participants who are uncomfortable with such content should not attend the Seminar/ Program.
Spiritual Content
We and our attendees or participants may respectfully and courteously discuss spiritual topics relating to personal and professional growth during the Seminar/ Program or in the Products. We consider our educational events and Products a forum for ideas and believe that each individual can make a positive contribution to the group regardless of their personal beliefs, even if they differ from the personal beliefs of others in the group. Attendees and participants who are uncomfortable with such topics should not attend or
participate in the Seminar/ Program/ Products.
Political Content
We and our attendees or participants may respectfully and courteously discuss political topics relating to global business, social justice, or personal and professional growth in the Seminar/ Program or in the Products. We consider our educational events and Products a forum for ideas and believe that each individual can make a positive contribution to the group regardless of their personal beliefs, even if they differ from the personal beliefs of others in the group. Participants who are uncomfortable with such topics should not attend or participate in the Seminar/ Program/ Products.
Personally Objectionable Content
You agree that we have no liability to you for any content you find to be objectionable, including but not limited to Adult, Spiritual or Political topics.
Audio/Visual Rules and Release
Attendees may not use any type of recording device to capture the information provided at the Seminar/ Program/ Products. No audio recording, photography or videography is allowed in the Seminar room or is to be used to capture information provided in Program/ Products.  By participating in the Seminar/ Program, Attendee understands that portions of the Seminar/ Program may be recorded in video and audio and/or
captured in still and/or digital photographs by the Promoter. Attendee agrees
the Promoter and its assigns have the right and permission to use such recordings and photographs should they include Attendee’s name, likeness, voice, biographical details, testimonial, or photograph for marketing, advertising or any other purpose in any media or format, online and/or offline, now or hereafter without further compensation, permission, or notification to the Attendee. Attendee understands and agrees that all
recordings from the Promoter’s events are the exclusive rights of the Promoter and Attendee does not ask for or expect compensation for the use of recordings or photographs in which Attendee appears or speaks. Promoter owns all rights of any audio, video, and/or photograph captured during the Promoter’s Seminar/Program or at any of the Promoter’s other live events.  Seminar/ Program Privacy Policy and Terms of Use.  Attendee acknowledges and agrees that they are subject to the Privacy Policies and Terms of Use of the Promoter listed at:
http://www.kingdombuilders.academy.

100% Guarantee and Cancellation Policy for Seminars and Programs
If you are unable to attend a live Seminar or virtual Program that you have

registered for, please email Support@kingdombuilders.academy at least 3 business days prior to the event in order to qualify for Raincheck Vouchers and transfers. If notified at least 3 business days in advance, we will be happy to transfer your ticket(s) or pass(es) to a friend, family member or business associate of your choosing, or provide you with a Raincheck.  Voucher which entitles you attend a future Seminar or Program similar to the one you are unable to attend (excluding travel expenses). All Seminar tickets, Program passes and Raincheck Vouchers are fully transferable.  We have a 100% refund policy for any Seminar/ Program that is cancelled within 10 days of registration. Once attendees register for a Seminar/ Program, we make extensive arrangements and investments and, in the case of their cancellation, we incur significant administrative expenses and loss of business. Therefore we do not accept cancellations or issue refunds beginning 10 days after Attendee has registered for a Seminar/ Program.  Attendees who cancel within 10 days of registering are protected by our 100% refund policy and will receive a full refund. Any Attendee seeking to cancel their registration after 10 days will not under any circumstances receive a refund but instead may receive a ticket or pass to a future Tamara Lowe or Kingdom Builders Academy, LLC event on the same or similar topic, or may transfer their ticket(s) or pass(es) to another party. If you are unsure of whether or not you can attend the Seminar/ Program please do not register.
If, for whatever reason, you are unable to attend the Seminar/ Program we will happily refund your money within 10 days of registration, transfer your ticket(s)/ pass(es) to someone else, or allow you to attend a future Kingdom Builders Academy or Tamara Lowe event on a similar topic at our sole discretion.

100% Seminar Satisfaction Guarantee
All of our Seminars are backed with a 100% Satisfaction Guarantee! We guarantee that Attendees will be 100% satisfied with the Seminar should they attend the entire event. Satisfaction is defined as the Attendees belief that we have delivered on what we promised based on our Seminar registration materials and website(s).  Attendees who are not satisfied with the Seminar must simply verbally notify one of our staff members of their dissatisfaction, and return all course materials, including personal notes, at the immediate conclusion of the Seminar.  After having attended the entire event, if an Attendee is not satisfied and they notify us in the manner described above at the conclusion of the event, we will refund their full Seminar tuition, excluding travel expenses.  In some cases an unsatisfied Attendee may be asked to submit a letter
explaining their reasons for dissatisfaction and proof of purchase. Refunds and reimbursements will be made within 30 days of the event. All reimbursements are at the sole discretion of the Promoter and all Promoter decisions are final and binding. Any statements of dissatisfaction or requests for refunds not received at the Venue within 4 hours immediately following the conclusion of the event, as described above, will not qualify for this guarantee.  Please note that the guarantee does not apply if the attendee does not attend the Seminar, or does not attend the entire Seminar. Further, the guarantee cannot be substituted or confused with the Cancellation Policy.

100% Satisfaction Product Guarantee
Items purchased at the Internet’s only authorized source for Tamara Lowe’s Kingdom Builders Academy products, the Kingdom Builders Academy Resource Center are entitled to “Tamara Lowe’s 12- month 100% Satisfaction Guarantee.”

Tamara Lowe’s 12-month 100% Satisfaction Guarantee
If, for any reason within the first 12 months, you aren’t 100% satisfied with your product purchase you can return it to us for a refund of your purchased price!
In order to ensure your return is handled properly please read the following.
1. In order to receive a full refund of your purchase price (less shipping and handling charges), please make sure to follow the directions below.
2. First of all, you must have purchased the item from the Kingdom Builders Academy  Center (www.kingdombuilders.academy).  Unauthorized copies of Products are not eligible for Tamara Lowe’s 100% Satisfaction Guarantee. Products purchased at a Seminar, Program or other website(s) are guaranteed according to the Terms and Conditions stipulated on the order form or website(s).
3. You must return the Products to the address specified in your return authorization. Please do not return your Products to the shipping address that your Product was originally shipped from as we use many different vendors for fulfillment and they are not responsible for items returned to them directly. Doing so may impact your refund request.
4. The returned Products must include ALL PARTS of the ordered Products, including but not limited to, all forms and bonus materials and original packaging if applicable.  Please return all products in like new condition with original packaging if applicable.
5. Please include a copy of your invoice or packing slip. If you do not have either of these, please include your first and last name, shipping/billing address, email address and phone number, along with proof of purchase.
6. Once we receive your complete returned package, we will process your refund for the purchase price, less shipping and handling charges.
7. Your refund payment will be in the same manner of your original payment, i.e. if you paid by credit card, your refund will only be credited to the same credit card used for the purchase. If the card has expired, please let us know the new expiration date in order to
expedite your refund.
8. Once a return is received or valid refund request submitted, the refund process will take no more than 30 days.
9. Excessive returns will not be accepted. Refunds will not be given to any one customer for one specific product more than twice. The money back guarantee is void after a customer has used it for one specific product more than twice.
10. To ensure that your product is not lost or damaged, we strongly recommend sending the product via a courier that can insure and provide you with a tracking number. If we do not receive the product back and the customer does not have proof that the product was returned we cannot issue a refund. Valid proof of returning a product includes: either delivery confirmation or signature.

100 % Program Satisfaction Guarantee
Programs purchased through Kingdom Builders Academy, LLC (“Promoter”), Promoter
website(s) or at Promoter Seminars and Programs, are entitled to a 100% satisfaction guarantee, which is governed by the terms and conditions that are stipulated on the order form and/or in the promotional material(s)/ website(s) for the Programs. Please Note: MP3s, Coaching/ Consulting Programs, Membership Subscriptions and e-books are NOT eligible for refunds after they have been accessed and Programs are NOT eligible for refunds after they have been accessed beyond the guarantee period stipulated on the order form if purchased at a live public event or Seminar.
Digital Content Availability, Downloading and Risk of Loss of Digital Content/All Sales
Final/ License and Restrictions.  Once you have purchased Digital Content, we encourage you to download it promptly and to make back-up copies of it. If you are unable to complete a download after having reviewed our online help resources, please contact Kingdom Builders Academy customer service. You bear all risk of loss after purchase and for any loss of Digital Content you have downloaded, including any loss due to a computer or hard drive crash. All sales of Digital Content are final.  We do not accept returns of Digital Content.
1. License. Upon your payment of our fees for Digital Content, we grant you a non-exclusive, non-transferable license to use the Digital Content for your personal, non-commercial, entertainment use, subject to and in accordance with the terms of this Agreement. You may copy, store, transfer and burn the Digital Content only for your personal, non-commercial, entertainment use.
2. Restrictions. You represent, warrant and agree that you will use the Service only for your personal, non-commercial, entertainment use and not for any redistribution of the Digital Content or other restricted use. You agree not to infringe the rights of the Digital Content’s copyright owner (Promoter and/or Tamara Lowe) and to comply with all applicable laws in your use of the Digital Content. You agree that you will not redistribute, transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, sub-
license or otherwise transfer or use the Digital Content. You are not granted any synchronization, public performance, promotional use, commercial sale, resale, and reproduction or distribution rights for the Digital Content. You acknowledge that the Digital Content embodies the intellectual property of the Promoter and/or Tamara Lowe and is protected by law.
Review and Jurisdiction
These Terms will be governed by and construed in accordance with the laws of the State of Florida, in the county of Palm Beach.  Attendee agrees that any dispute that arises out of or relates to these Terms will be resolved via non-binding mediation in the State of Florida, in the county of Palm Beach via a professional mediator obtained by the Promoter and if a successful mediation is not reached, to binding arbitration arbitrated in the State of Florida, in the county of Palm Beach, in accordance with the policies set forth by the American Arbitration Association. If any of these Terms of use are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions.

Shipping Policies and Rates
Orders placed MondayThursday prior to 12pm EST will be shipped within 4 days. Orders placed between Thursday 12pm EST and Friday 12pm EST will be shipped within 4 business days.  Number of delivery days quoted for Shipping Methods are from the Date of Shipment, not the Date of Order Placement. This includes all expedited
orders, however expedited orders are given top priority and every effort is made to ensure expedited orders are shipped within 1 business day.  International Orders: Please allow 2-4 weeks for delivery, due to customs.  Read about customs policies.
Calculating Shipping Costs
Shipping costs for orders from Kingdom Builders Academy, Inc depend upon the method you choose and the shipping destination. Please also note that the shipping rates for many items we sell are weight-based. To reflect the policies of the shipping company we use, all weights will be rounded up to the next full pound.
How are shipping costs calculated?
We charge a single flat fee for each shipment, plus additional, smaller fees for each item in that shipment. The total shipping charge will be displayed on the last page of the order form, before you place your order.
How are items shipped?
We reserve the right to choose an appropriate shipping carrier for your shipment, but generally use the United States Postal Service, FedEx, UPS or other applicable courier.  It is not possible to specify a preferred carrier when placing your order. When you select One-Day or Two-Day Shipping, we may use air or ground shipping as necessary to get your items to you within the promised time frame. This is dependent upon your location.

Updates
These Terms and Conditions are subject to change at any time and at the sole discretion of the Promoter. Please visit the site regularly for updates.

Copyright Complaints

We respect the intellectual property rights of others. If you believe that your work has been copied on the Website in a way that constitutes copyright infringement, please follow our Notice and Procedure for Making Claims of Copyright Infringement:
If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our copyright agent the written information specified below. Please note that this procedure is exclusively for notifying us that your copyrighted
material has been infringed.
1. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
2. A description of the copyrighted work that you claim has been infringed;
3. A description of where the material that you claim is infringing is located on the Website;
4. Your address, telephone number, and e-mail address;
5. A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
6. A statement by you, under penalty of perjury, that the foregoing information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

Forums
A “forum” means any message board, chat room, user review forum or an your interactive service appearing on any of the Sites and includes both public and private folders.
You must register in accordance with instructions that you will find on the Sites and in order to contribute to any forum. You may not post on any forum, or send to any other forum user or our staff, any material that is abusive, vulgar, threatening, harassing, libelous, defamatory, obscene, invades a person’s privacy, violates any intellectual or other property rights or that would otherwise violate any law.
You may not use any forum in a commercial manner. You may not post material that solicits funds or that advertises or solicits goods or services.  You may not post material known to be false. You may not post or transmit any information, software or other material that contains a virus or other harmful component. We are not responsible for material appearing in any forum on the Sites.
We are not responsible for screening material posted by users for libel, obscenity,  invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. We retain, however, the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, stale, or otherwise unacceptable. We also reserve the right to edit materials for any other reason. Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings. By posting on the Sites, you grant (or warrant that the owner of such rights has expressly granted) us and or relevant affiliated companies the worldwide, perpetual, nonexclusive right to use your questions, comments, and postings, in their original or edited form, in television programs, books, articles, commentaries, or in any other medium now known or later developed. You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. Additionally, you warrant that any “moral rights” in posted materials have been waived. You are not entitled to any compensation for any
materials you may post on the Sites. Registration We may, at our discretion, suspend or terminate the registration of any forum user or general user who violates any of these terms of use of use, any of the forum member guidelines or for any other behavior that we in our discretion believe is inappropriate.
Registration
We may, at our discretion, suspend or terminate the registration of any forum user or general user who violates any of these terms of use of use, any of the forum member guidelines or for any other behavior that we in our discretion believe is inappropriate. Disclaimers The information, services, products, claims, seminar topics, and materials on our Sites are provided “as is” and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the ideas or success strategies listed on this site as well as those that are provided in our products or to our participants at our events. The only exception is the guarantees of satisfaction and graduation that are clearly labeled guarantees within our Sites. Neither we nor any of our respective licensors or suppliers warrant that any functions contained in the Sites will be uninterrupted or error- free, that defects will be corrected, or that the Sites or the server that makes them available are free of viruses or other harmful components. Neither we nor any of our respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information or materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not we or any of our respective licensors or suppliers) assume the entire cost of all necessary servicing, repair or correction to your system. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. We do not endorse, warrant or guarantee any speakers, products or services offered on the Sites or those we link to. We are not a party to, and do not monitor, any transaction between users and third party providers of products or services. Limitation of Liability Under no circumstances, including but not limited to negligence, will we or any of our licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the Sites, or any products or services provided pursuant to the Sites, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us or any of our licensors or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for accessing the Sites.  Under no circumstances will we be held responsible or liable, directly or
indirectly, for any loss or damage that is caused or alleged to have been caused to
you in connection with your use of any advice, goods or services you receive from a guest speaker on our Sites or at one of our events. We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our guest speakers in connection with the display of their photo, name, or biography posted on our Sites or in our marketing materials.

No Professional Advice
The information contained in or made available through the Sites (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters.  In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance. Earnings Disclaimer We don’t believe in “get rich” programs – only in hard work, adding value, building a real and professional career, and serving others with excellence and constancy. Our programs are intended to help you share your message with a wider audience and to make a difference in the world while growing your personal brand. Our programs take a lot of work and discipline just like any worthwhile endeavor or professional continuing education program. Please don’t enroll in our programs if you believe in the “money for nothing get rich quick” myth or ideology; we only want serious people dedicated to real professional development who want to add value and move humanity forward. As stipulated by law, we can not and do not make any guarantees about your ability to get results or earn any money with our ideas, information, tools or strategies. We just want to help by giving great content, direction, and strategies. You should know that all products and services by our company are for educational and informational purposes only. Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance. Making decisions based on any information presented in our products, events, services, or web site, should be done only with the knowledge that you could experience risk or losses just like any entrepreneurial endeavor. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance. Parental Permission The Sites are not directed to children under the age of 13 and we will not knowingly collect personally identifiable information from children under 13. We strongly recommend that parents participate in their children’s exploration of the internet and any online services and use their browser’s parental controls to limit the areas of the internet to which their children have access. We may, at our discretion, require users under 18 to obtain the consent of a parent or guardian to view certain content, and we may limit access to certain content to users above a specified age. You agree to abide by any such restrictions, and not to help anyone avoid these restrictions.